Table of Contents Money Goals?SMARTSpecificMeasurableAttainableRealisticTimelyTakeaways Money Goals? The most successful people have a very clear idea of what they want. Creating SMART money goals will help guide you in achieving great things. What are SMART money goals? How can you make SMART money goals that you actually accomplish? SMART Let’s break down this acronym. Specific…
How to Stop Impulse Buying
Table of Contents The StoryWhat is Impulse Buying?How to Stop Impulse BuyingOpportunity CostWait 24 HoursCreate a BudgetWhat is Your WhyUnsubscribeSocial CircleTakeaways The Story We are all victims of impulse buying at one point or another. When left unchecked, impulse buying can wreak havoc on personal finances. So how can we stop impulse buying? Think about…
Lifestyle Creep
Table of Contents Those PeopleWhat is lifestyle creep?The BudgetWhere to SaveGymRestaurantsMiscellaneous ExpensesCoffeeHousingTakeaways Those People Have you ever noticed some people in your life seem to afford all the bells and whistles? You know the ones with the newest car, nicest apartment in the best location, awesome clothes, and great vacations. They post pictures on Instagram,…
Long Term Effects of COVID-19 on the Economy
Table of Contents 1918 Spanish FluLife During a PandemicLong-Term Effects of COVID-19Takeaways 1918 Spanish Flu Life during a pandemic is, to say the least, interesting. The last time a pandemic occurred was in 1918, a whole 102 years ago. The Spanish Influenza lasted over a year with 500 million people falling ill – one third…
Why do Companies Buyback Stock?
Why do companies buyback stock? There are a few reasons why companies may want to buyback their shares. Let’s start by explaining the basics. A company’s goal is to grow. When companies want to grow the business, they raise capital (money) in a couple different ways, including: Obtaining a loan (i.e. from a bank or…
How to Become Financially Independent
Table of Contents Setting GoalsBuild a $1,000 Emergency FundBuild a 6-Month Emergency FundMax out your IRAMax out your 401(k)Pay Off DebtStart a Side-HustleIdentify What Makes You HappyInvest in Taxable AccountsBuild Your CreditLive on a BudgetTakeaways Setting Goals I don’t know about you, but I always need to work towards something. Having goals keeps me focused,…