Table of Contents What’s The Issue?The Self-Fulfilling ProphecyYou Aren’t AloneWhyDefine Your GoalCreate a PlanGather Financial InformationRevenues and ExpensesDebt Pay-Off PlanSocial CircleGenerositySelf ControlRelated ArticlesTakeaways What’s The Issue? You’re sitting around the table with a group of friends. Swapping stories, laughing, and reminiscing – then it happens. Someone mentions how bad they are with money. For some…
Going Green – Zero Waste Ways to Save Money
Table of Contents Going GreenDid You KnowWays to SaveReusable BagsStrawsPlastic To-Go ContainersPaper TowelsWater BottlesBulk FoodsProcessed FoodsBooksAnimal AgricultureSouvenirsReceiptsRelated ArticlesTakeaways Going Green A person who lives a zero waste lifestyle makes a conscious decision to reduce their carbon footprint by recycling, and limiting the use of plastics and one-time-use products. As you may have guessed, going green…
Cash Envelope Method: The Ultimate Guide
Table of Contents What is the Cash Envelope Method?Who is the Best Person to Use the Cash Envelope Method?How it WorksHow to Start the Cash Envelope SystemStep 1: Decide Your MethodExample:Step 1: Make a List of Expense CategoriesStep 2: Allocate FundsExampleStep 3: Create a Plan for the HouseholdStep 4: Make the Envelopes & Allocate FundsCommon…
Struggling Financially: The Do Not Buy List
Table of Contents The Struggle is RealSubscriptionsEating OutToysSalonSneakersPetsVacationsCigarettes/AlcoholHome RenovationsFull Priced ClothesPre-Cut Food From Grocery StoresUnused Gym MembershipRelated ArticlesTakeaways The Struggle is Real If you are living paycheck-to-paycheck, having difficulty making ends meet, and/or buried up to your eyeballs in debt, this one’s for you. However you ended up in your current financial situation, there are…
How to Save Money On a Low Income
Table of Contents Ways To Save on a Low IncomeSavings MindsetCreate a BudgetIdentify Your Essential SpendingHousingFoodInsuranceCarIdentify Your Non-Essential SpendingSneakersMakeupEverything ElseFind AlternativesHousingGrocery ShoppingRestaurantsGoodwillBe ResourcefulChange Your HabitsSubscriptionsWait 24 HoursNegotiateWhat Makes You HappyNo Spend ChallengeTakeaways Ways To Save on a Low Income Savings Mindset Learning how to save money on a low income is possible but you need…
How to Create a Budget You Can Actually Stick To
Table of Contents Budgeting for BeginnersScary StatisticsWhere is All the Money Going?HousingFoodNon EssentialsA Step-by-Step Guide for Creating A Budget1. Define Your Why2. Gather Your Financial Information3. Categorize4. Add5. Find Areas Where You Can Reduce Your Spending6. Create Your Budget7. Stay MotivatedTakeaways Budgeting for Beginners In a world of consumption, learning how to budget has never…